Comments on: If It’s My Credit Report, Why Can’t I Fix It Or Always Have It For Free? http://daggle.com/if-its-my-credit-report-why-cant-i-fix-it-or-always-have-it-for-free-406 Danny Sullivan's Personal Blog Tue, 22 May 2012 09:55:09 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Burroughs http://daggle.com/if-its-my-credit-report-why-cant-i-fix-it-or-always-have-it-for-free-406/comment-page-1#comment-10177 Burroughs Sat, 31 Oct 2009 21:48:04 +0000 http://daggle.com/wordpress/?p=406#comment-10177 There are three credit agencies in the US who get paid billions of dollars every year to provide information to creditors, etc. for a fee. The story by Danny Sullivan -- while it reads like a Lucy Ricardo comedy bit -- is extremely true and is just the tip of the iceberg. Two of the three agencies have totally erroneous data in their files on me, and it hasn't affected my credit one iota. I guess I've been lucky that the one agency that has been used "on me" is the one with the most correct info. Every agency's site says that we "need" to ensure that all info on their site is 100% correct to "prevent being adversely impacted"; yet, aside from helping the agencies earn more money, why SHOULD we bother to help them? IF you want to strike a blow for democracy, write your congressman and both of your senators and demand that the credit agencies be put on a much shorter leash by federal regulators, and more to the point, make it easier for John Q. Public to get corrected information updated, but more importantly get the credit agencies to pay the person whose credit they are messing with for ALL errors. My next rant will be against banks with branches across the nation (and the globe) and how mistakes by the individual are -- by law -- always resolved to benefit the bank, but mistakes by the banks (and the larger the bank, the more egregious the mistakes) are always resolved to benefit the bank at the expense of the citizen. Am I anti establishment and afraid of Big Brother. No, I work for the government and I'm here to help. At the same time, the bigger the bank, the deeper they have their hands in politicians' pockets and the more control they will continue to exert over your personal destiny. We can discuss how Exxon Corporation sold fuel to the NVA and locations of where deliveries were made to American forces in Vietnam at the expense of American lives (if the enemy knows where and how much fuel is delivered to a military force, they can easily determine where the forces will be and other essential tactical information) when you've gotten used to the idea that what is good for General Motors is NOT good for America. There are three credit agencies in the US who get paid billions of dollars every year to provide information to creditors, etc. for a fee. The story by Danny Sullivan — while it reads like a Lucy Ricardo comedy bit — is extremely true and is just the tip of the iceberg. Two of the three agencies have totally erroneous data in their files on me, and it hasn’t affected my credit one iota. I guess I’ve been lucky that the one agency that has been used “on me” is the one with the most correct info. Every agency’s site says that we “need” to ensure that all info on their site is 100% correct to “prevent being adversely impacted”; yet, aside from helping the agencies earn more money, why SHOULD we bother to help them?
IF you want to strike a blow for democracy, write your congressman and both of your senators and demand that the credit agencies be put on a much shorter leash by federal regulators, and more to the point, make it easier for John Q. Public to get corrected information updated, but more importantly get the credit agencies to pay the person whose credit they are messing with for ALL errors.
My next rant will be against banks with branches across the nation (and the globe) and how mistakes by the individual are — by law — always resolved to benefit the bank, but mistakes by the banks (and the larger the bank, the more egregious the mistakes) are always resolved to benefit the bank at the expense of the citizen.
Am I anti establishment and afraid of Big Brother. No, I work for the government and I’m here to help. At the same time, the bigger the bank, the deeper they have their hands in politicians’ pockets and the more control they will continue to exert over your personal destiny.
We can discuss how Exxon Corporation sold fuel to the NVA and locations of where deliveries were made to American forces in Vietnam at the expense of American lives (if the enemy knows where and how much fuel is delivered to a military force, they can easily determine where the forces will be and other essential tactical information) when you’ve gotten used to the idea that what is good for General Motors is NOT good for America.

]]> By: Simon Heseltine http://daggle.com/if-its-my-credit-report-why-cant-i-fix-it-or-always-have-it-for-free-406/comment-page-1#comment-950 Simon Heseltine Thu, 20 Nov 2008 18:12:36 +0000 http://daggle.com/wordpress/?p=406#comment-950 You know it had been years since I'd looked at my credit report, so after reading this I tootled over to the transunion site, and lo and behold I've apparantly sprouted a middle initial. How can I get rid of it? Apparently all I have to do is find out which creditor in the past 10 years gave it to them and get them to correct it... yeah... that'll work.

You know it had been years since I’d looked at my credit report, so after reading this I tootled over to the transunion site, and lo and behold I’ve apparantly sprouted a middle initial. How can I get rid of it? Apparently all I have to do is find out which creditor in the past 10 years gave it to them and get them to correct it… yeah… that’ll work.

]]> By: Susan http://daggle.com/if-its-my-credit-report-why-cant-i-fix-it-or-always-have-it-for-free-406/comment-page-1#comment-949 Susan Thu, 20 Nov 2008 18:09:40 +0000 http://daggle.com/wordpress/?p=406#comment-949 I LOVE how all the ads on this blog are for credit reports. I LOVE how all the ads on this blog are for credit reports.

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